Our Specialized Services
Comprehensive support for Canadians after divorce or separation—credit repair, asset division, custom budgeting, and wealth rebuilding.
Credit Repair and Asset Division
4.8
Credit repair and asset division guidance is our core offering for newly single clients. We start with a deep review of your credit, checking for reporting errors and outlining steps to improve your score. Asset division can feel overwhelming, so we walk you through what’s required, provide checklists, and explain what matters most for your situation. Our approach is practical, straightforward, and always focused on your real-life needs.
Credit history review
Asset checklist
Personal roadmap
Budgeting and Wealth Rebuilding
4.7
Budgeting and wealth rebuilding services are designed for life on your own. We create a tailored spending plan, help you set up new savings habits, and provide ongoing support as you adjust to single-income living. You’ll get practical tools and advice for handling surprise expenses, tracking progress, and building a more secure future.
Custom budget plan
Monthly check-ins
Savings setup
Our Step-by-Step Process
Curious about how the process works? Here’s how we support your financial recovery—every step designed to meet you where you are.
01
Step One: Financial Assessment
Your journey starts with a confidential assessment of your financial life after
separation. We’ll look at your credit, assets, obligations, and immediate needs to
ensure the plan fits your situation.
02
Step Two: Credit Review and Action
We work together to review your credit report, identify errors, and outline steps
for improvement. This forms the base for repairing your score and rebuilding
confidence.
03
Step Three: Asset Division Planning
Asset division can be complex, so we break it down with checklists, clear timelines, and regular check-ins. You’ll understand your options and what matters for your new circumstances.
04
Step Four: Custom Budget Creation
We build a budget based on your needs and income, adding flexibility for unexpected
expenses. This stage creates stability and practical habits for living on your own.
05
Step Five: Monthly Progress Support
Ongoing support is available through monthly check-ins, giving you a place to ask questions, track progress, and adjust your plan as life evolves. Our commitment is to your long-term financial clarity and confidence.
Features That Support Your Recovery Journey
Personalized Credit Monitoring
We track changes to your credit profile and notify you about key updates. This
ongoing monitoring means you can spot issues quickly and take action before
small problems become bigger setbacks. All reporting is explained in plain
language so you always know where you stand.
Custom Budgeting Roadmap
Every client receives a custom budgeting plan based on real income, expenses,
and priorities. Instead of generic advice, you get a roadmap that fits your
actual lifestyle, with flexibility to adjust as things change.
Asset Division Guidance
Dividing assets after divorce can be overwhelming. Our process breaks it down into simple, manageable steps. We help you understand your rights, gather paperwork, and avoid common missteps.
Ongoing Monthly Support
We offer monthly check-ins—by call, video, or email—to answer new questions,
review progress, and provide support when you hit a challenge. These sessions
are designed to fit your schedule and help you stay accountable.
See How Our Support Stands Apart
| Service Features | Standard Support | Specialized Advisor | Thelovara Coaching |
|---|---|---|---|
| Initial financial assessment included | |||
| Step-by-step budgeting plan | |||
| Personalized credit monitoring | |||
| Asset division guidance for post-divorce |
Frequently Asked Questions
Most clients start with a conversation about their current finances, recent changes, and goals for the future. From there, we map out a plan that addresses credit recovery, budgeting, and asset division—one step at a time.
Yes. Your information is kept strictly confidential and used only to provide the services you request. We follow privacy best practices in every client interaction.
Coaching is tailored for people after separation, but it can also support anyone navigating major life changes. We adjust the approach to fit your needs, whether you’re recently divorced or facing other financial challenges.
No, we don’t offer legal or tax advice. Our guidance is focused on practical financial steps after divorce. For legal or tax questions, we recommend connecting with a qualified professional.